The API Standardization Industry Group initially identified 16 APIs that will have an immediate impact on the payments ecosystem across the financial services industry. These focus on Fraud and Risk Reduction, Data Sharing and Payment Access. 

APIs Available for Testing


Account Validation

This API ensures target accounts are valid and payments are posted as desired.

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Get Bank Contact Information

This API allows originating financial institutions to quickly alert receiving financial institutions of potential fraud to help ensure funds are not distributed.

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APIs Planned for Development


Originate ACH Payment

This API provides payment originators with a standardized way to submit ACH payment instructions.

Coming Soon

Transaction Status

This API provides payment originators with transaction status details via real-time message.

Coming Soon

B2B Interoperability

This API provides for standardized payment initiation and routing determination between payers and payees that use different networks. 

Coming Soon