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psInfrastructure
Who are the API's targeted at, and in what context are they supposed to be used?
Hello all! Due to the new Nacha regulations around requiring business to implement a best-effort attempt at validating bank accounts for ACH transactions, I was directed to look into Afinis as an option for accomplishing that. Everything set up fine, API keys, etc. but if I tried to plug in any sort of  'real' bank account number/routing information (from myself, in this example), the API's for Creditor and Debtor account validation always return a 404 not found. Am I misunderstanding what the purpose of Afinis as an API product are for?      Thanks in advance for any clarification/help :)      -William       Edit: A few additional details:  I work for a FinTech Payment Processor, and our customers are businesses who collect payments from individuals. I am attempting to integrate these API's (account validation specifically) in order to check the validity of any new/existing individual bank accounts.    

klevin
Response to question on AV API

Hi William,

The Afinis sandbox only contains test data, so “real” data will not work in it.  The API has been tested during a proof of concept period with a financial institution, but the account validation API is not currently in production at any financial institution.  Thanks and feel free to reach out to me directly at klevin@nacha.org if you have additional questions.


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